Ask the Expert: Your Pension and Mortgage Questions Answered

This special live Q&A session with William Murphy, QFA with Jade Insurance Management DAC (MRII Major Sponsor), is your chance to get clear, practical answers to the financial questions that matter most to you.

Registration is required here https://us06web.zoom.us/meeting/register/bNtz0YHAQfCWdHZKY4XLoQ#/registration

William will focus on two key areas that affect everyone — Pensions and Mortgages.

PENSIONS
1. What impact does switching jobs or careers have on my pension?
2. What’s the best way to consolidate multiple pensions?
3. How much should I be contributing to my pension at my age?
4. What will auto-enrolment mean for me?
5. What happens to my pension if markets continue to decline — should I be worried?
6. With inflation still high, is my pension pot losing value in real terms?
7. Should I pause or reduce my pension contributions to free up cash flow?
8. How do global conflicts or oil prices actually affect my pension investments?
9. Are Irish pensions well protected against international economic shocks?

MORTGAGES
1. Should I prioritise saving for a house or investing in a pension?
2. Should I delay buying a house given rising interest rates and global instability?
3. Are fixed or variable mortgage rates better in times of economic uncertainty?
4. Is it a good idea to overpay my mortgage now or keep more cash in savings?
5. Will interest rate hikes continue, and how can I prepare financially if they do?
6. Should I delay buying a house given rising interest rates and global instability?
7. Are fixed or variable mortgage rates better in times of economic uncertainty?